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Editor’s note: it is a recurring post, frequently updated with brand brand brand new information. The Centurion Card from United states Express could very well be probably the most desirable little bit of synthetic anodized titanium on the market, in no part that is small regarding the shroud of privacy and exclusivity that surrounds it. Unless you’re invited to put on and accepted ( more on just just just how that takes place later), Amex keeps a taut lid on the various benefits and exclusive perks open to cardholders.
Many Thanks, nevertheless, to some type TPG sources that are fortunate enough to engage in the Centurion “club” (like the initial Points Guy himself, Brian Kelly, whom holds the business enterprise variation), we are able to share an extensive rundown for the advantages. As travel remains on hold for all, lot for the perks that include the Centurion card aren’t currently as valuable (though Amex has sweetened the offer in other means). So with all that is being conducted, may be the prestigious and Amex that is exclusive Centurion still worth every penny? The information for the Centurion Card happens to be collected individually by The true Points man. The card information on this site haven’t been provided or reviewed because of the card company.
Obtaining the card
First things first: There are 2 variations associated with Centurion Card company variation and an individual one. It’s potentially much easier to obtain the card as a small business owner, but in any event, it takes accumulating charges that are significant. There’s no official requirement for Centurion eligibility, but we’re chatting a lot of money.
Amex apparently stretches invites to utilize for business card only when you’ve invested (and paid down) at the least $450,000 (or $500,000 we’ve heard both) across your Amex reports in a season. When it comes to individual card, the club is rumored become set at around $350,000.
Observe that these amounts aren’t officially verified, and simply as you invest sufficient and have now standing that is good reports does not suggest you’ll automatically be invited to use. An element of the exclusivity for the Centurion Card is the fact that there’s a formula that is secret whom gets invited.
Charges and re re payments
The initiation and fees that are annual the Centurion Card result in the yearly charges for any other top-tier cards including the Platinum Card from United states Express (see rates and costs) together with Citi Prestige Card ($550 and $495, respectively, each year) seem like child’s perform. There’s an initiation charge of $10,000, along side a fee that is annual of5,000. This implies before you can even start using your card that you’re looking at a tab of $15,000 between the initiation fee and the first-year annual fee. You’ll spend $5,000 for the extra cardholder, and you’re just allowed to include two. There are not any transaction that is snap the link right now foreign. The details for the Citi Prestige card happens to be gathered separately by The Points man. The card information on this site haven’t been provided or reviewed by the card provider.
Just like the Amex Platinum and also the Business Platinum Card from American Express ($595 yearly cost; see prices and costs), the Centurion Card actually provides in terms of non-spending advantages. A number of the perks are categorized as the luxury-experience and lifestyle groups, although there’s also an array of travel-related advantages, from hotel status to airport lounge access and luggage insurance coverage. In belated 2019, Amex announced lots of the latest advantages to go with the steeply increased annual charge.